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Ben Walker (CEPF, CFEI®) · Senior Writer, Credit Cards Updated Thu, November 20, 2025 at 5:21 AM GMT+8 7 min read Best credit cards for Amazon in 2025
Blue Cash Everyday® Card from American Express Best for everyday shopping Rates & fees, terms apply Learn more 
Prime Visa Best for Amazon enthusiasts Learn more 
Capital One Venture Rewards Credit Card Best for travel rewards Learn more 
Amazon Visa Best for non-Prime shoppers Learn more 
Discover it® Cash Back Best for flexible earning Learn more 
Bank of America® Customized Cash Rewards Credit Card Best for customized earning Learn more 
Wells Fargo Active Cash® Credit Card Best for flat-rate cash back Learn more 
Chase Freedom Flex® Card Best for earning Chase rewards Learn more 
U.S. Bank Shopper Cash Rewards® Visa Signature® Card Best for high rewards rate Learn more Blue Cash Everyday Card from American Express
Learn more Blue Cash Everyday® Card from American Express Rates & fees, terms apply - Annual fee $0
- Welcome offer Earn a $200 statement credit after spending $2,000 within the first 6 months
- Rewards rate
- 3% cash back at U.S. supermarkets (on up to $6,000 per year in eligible purchases, then 1%)
- 3% cash back on U.S. online retail purchases (on up to $6,000 per year in eligible purchases, then 1%)
- 3% cash back at U.S. gas stations (on up to $6,000 per year in eligible purchases, then 1%)
- 1% cash back on all other purchases
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or on Amazon.com at checkout
Why we like it: As part of its rewards rate, the Amex Blue Cash Everyday offers 3% cash back on up to $6,000 per year on U.S. online retail purchases (then the rate reverts to 1%). Amazon.com is a retailer where you can earn the 3% rate in this category, providing an excellent opportunity to earn a significant amount of cash back on your Amazon purchases.
Read our full Amex Blue Cash Everyday review
Prime Visa
Learn more Prime Visa - Annual fee $0
- Welcome offer Limited-time offer: Get a $250 Amazon Gift Card instantly upon approval exclusively for Prime members
- Rewards rate
- 10% or more on a rotating selection of items and categories on Amazon.com (with an eligible Prime membership)
- 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases
- 2% at gas stations, restaurants, and on local transit and commuting (including rideshare)
- 1% on all other purchases (unlimited)
Why we like it: The Prime Visa is nearly a must-have for big Amazon shoppers because it offers 5% back on Amazon.com purchases, provided you have an eligible Prime membership. Although this card may not offer as many additional benefits as other cards, its rewards rate for Amazon is hard to beat.
Read our full Prime Visa review
Capital One Venture Rewards Credit Card
Learn more Capital One Venture Rewards Credit Card - Annual fee $95
- Welcome offer Earn 75,000 miles after spending $4,000 on purchases in the first 3 months – that’s equal to $750 in travel
- Rewards rate
- 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 2x miles on all other purchases
Why we like it: The Capital One Venture Rewards makes it easy to earn travel rewards no matter what type of eligible purchase you make. From Amazon to the grocery store and more, you can earn at least 2x miles on your spending. That makes this a top card for Amazon and everyday purchases.
Read our full Capital One Venture Rewards review
Amazon Visa
Learn more Amazon Visa - Annual fee $0
- Welcome offer Get a $50 Amazon gift card instantly upon approval
- Rewards rate
- 3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
- 3% back on Chase Travel purchases
- 2% back at gas stations, restaurants, and on local transit and commuting (including rideshares)
- 1% back on all other purchases
Why we like it: The Amazon Visa is similar to the Prime Visa, but it has a lower rewards rate. However, you can apply for this card without a Prime membership.
Discover it Cash Back
Learn more Discover it® Cash Back - Annual fee $0
- Welcome offer Discover will automatically match all the cash back you’ve earned at the end of your first year, with no minimum spending requirement or maximum rewards cap
- Rewards rate
- 5% cash back on everyday purchases at different places each quarter — including grocery stores, restaurants, gas stations, and more — up to the quarterly maximum
- 1% unlimited cash back on all other purchases
Why we like it: The Discover it Cash Back offers up to 5% cash back on quarterly rotating categories. That means when you activate the 5% cash-back bonus, you get access to the rate (on up to $1,500 in purchases) during that quarter. Amazon.com is often a category during the fourth quarter of each year.
Read our full Discover it Cash Back review
Bank of America Customized Cash Rewards Credit Card
Learn more Bank of America® Customized Cash Rewards Credit Card - Annual fee $0
- Welcome offer Earn a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days
- Rewards rate
- 3% cash back + 3% first-year cash back bonus in the category of your choice*
- 2% cash back at grocery stores and wholesale clubs
- Unlimited 1% cash back on all other purchases
- *Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs (unlimited 1% after that); after the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum
Why we like it: The Bank of America Customized Cash Rewards offers 3% cash back in the category of your choice each quarter, which can include online shopping purchases from merchants like Amazon, Etsy, Walmart, Netflix, and more. Please note that you can only earn the higher rewards rates on this card on up to $2,500 in purchases each quarter.
Read our full Bank of America Customized Cash Rewards review
Wells Fargo Active Cash Credit Card
Learn more Wells Fargo Active Cash® Credit Card - Annual fee $0
- Welcome offer Earn a $200 cash rewards bonus after spending $500 within the first 3 months
- Rewards rate 2% cash rewards on purchases
Why we like it: The Wells Fargo Active Cash is similar to the Capital One Venture Rewards in that it offers an unlimited, flat-rate earning rate. However, the Active Cash has no annual fee and earns cash back rather than miles.
Read our full Wells Fargo Active Cash review
Chase Freedom Flex Credit Card
Learn more Chase Freedom Flex® Card - Annual fee $0
- Welcome offer Earn a $200 bonus after you spend $500 on purchases in the first 3 months
- Rewards rate
- 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate
- 5% cash back on travel purchased through Chase Travel℠
- 3% on dining, including takeout, and drug stores
- 1% on all other purchases
Why we like it: Similar to the Discover it Cash Back, the Chase Freedom Flex offers up to 5% cash back on up to $1,500 in combined purchases in rotating quarterly categories when you activate this bonus. The Chase Freedom rotating categories don’t always include Amazon, but they have in the past.
U.S. Bank Shopper Cash Rewards Visa Signature Card
Learn more U.S. Bank Shopper Cash Rewards® Visa Signature® Card - Annual fee $0 for the first year, then $95
- Welcome offer Earn a $250 bonus after spending $2,000 within the first 120 days
- Rewards rate
- 6% cash back on the first $1,500 in combined purchases each quarter with two retailers of your choice
- 5.5% cash back on hotel and car reservations booked directly in the Rewards Travel Center
- 3% cash back on the first $1,500 in purchases each quarter on one everyday category of your choice (like wholesale clubs, gas and EV charging stations, bills and utilities)
- 1.5% cash back on all other purchases
Why we like it: The U.S. Bank Shopper Cash Rewards offers 6% cash back on the first $1,500 in combined eligible purchases each quarter with two chosen retailers. Available retailers include Amazon, Best Buy, IKEA, Kohl’s, Lowe’s, Home Depot, Disney, and more.
What to look for in a credit card for shopping on Amazon
Rewards rate
Earning rewards is an easy way to help offset the cost of your Amazon purchases. If you can earn cash back or travel rewards on your purchases, it’s like you’re getting an automatic discount on all your spending.
The right rewards rate for you depends on your preferences and spending habits. If you only want a card to help you earn more on Amazon, look for the highest rewards rate on Amazon purchases. However, this type of rate may not be helpful with other everyday expenses, such as buying groceries or gas.
Welcome offer
You can typically earn a credit card sign-up bonus as a new and qualified cardholder of a rewards card. Earning a welcome bonus is an excellent way to boost your rewards soon after getting approved for a card. Please note that these bonuses may vary by card and card issuer.
Annual fee
Most of the cards on our list don’t require an annual membership fee. If a card does have an annual fee, it’s essential to analyze the card’s rewards and benefits to see if they’ll provide you with enough value to offset the fee each year.
Related: Best credit cards with no annual fee
Card benefits
Certain credit cards offer benefits that can be useful for making everyday purchases, including those on Amazon. For example, a card may have purchase protection, which may help if an item you purchased is lost, damaged, or stolen.
Related: Get the most from your cards: How credit card protections work
Should I open a credit card for making Amazon purchases?
It may make sense to open a credit card for Amazon if you:
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Frequently shop on Amazon
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Want to earn cash back, points, or miles on your Amazon and other everyday purchases
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Want protection for your purchases
The cards we’ve included on our list are all rewards credit cards. These are cards that can help you earn cash back or travel rewards on your eligible purchases, including any spending you do on Amazon.
These cards can be useful whether you shop on Amazon frequently or not. However, we’ve included many cards that earn higher rates on online shopping purchases, as well as a few cards that specifically earn higher rates on Amazon.
Credit cards for Amazon FAQs
What credit card is best for Amazon purchases?
The best credit cards for Amazon purchases include:
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Blue Cash Everyday® Card from American Express: Best for everyday shopping
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Prime Visa: Best for Amazon enthusiasts
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Capital One Venture Rewards Credit Card: Best for travel rewards
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Amazon Visa: Best for non-Prime shoppers
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Discover it® Cash Back: Best for flexible earning
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Bank of America® Customized Cash Rewards Credit Card: Best for customized earning
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Wells Fargo Active Cash® Credit Card: Best for flat-rate cash back
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Chase Freedom Flex® Credit Card: Best for earning Chase rewards
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U.S. Bank Shopper Cash Rewards® Visa Signature® Card: Best for high
Which credit card gives 5% back on Amazon purchases?
These cards can give 5% or more back on Amazon purchases:
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Prime Visa
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Discover it® Cash Back
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Chase Freedom Flex® Credit Card
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U.S. Bank Shopper Cash Rewards® Visa Signature® Card
How can I get 6% back on Amazon purchases?
In some cases, the Prime Visa may provide more than 5% back on Amazon purchases. For example, you may be able to choose a slower delivery option for additional rewards, or Amazon may provide a higher rewards rate during special sales.
How can I get a free $150 Amazon gift card?
The Prime Visa typically provides a $150 Amazon gift card instantly upon approval.
Are there different Amazon credit cards?
There are various Amazon credit cards:
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Prime Visa: Has the best unlimited rewards rate for making Amazon purchases. This card requires an eligible Amazon Prime membership.
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Amazon Visa: Similar to the Prime Visa, but has a lower rewards rate. This card does not require a Prime membership.
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Amazon Secured Card: A credit-building card that also rewards you for Amazon purchases. Secured credit cards require a security deposit that acts as your credit line.
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Amazon Store Card: A type of credit card that you can only use on Amazon.com and at Whole Foods Market.
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Amazon Business Prime American Express Card: A business credit card version of the Prime Visa with additional business-related perks. This card requires an eligible Amazon Prime membership.
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Amazon Business American Express Card: Similar to the Amazon Business Prime Amex, but with a lower rewards rate and no Prime membership requirement.
Our methodology
To find the best credit cards for shopping on Amazon, we compiled a list of credit cards from major card issuers that offer additional rewards for Amazon purchases. This included cards with flexible rewards rates that work for all purchases, cards with increased rates for online shopping, and cards with specific Amazon earning categories.
Drawing on our experience and expertise, we selected cards that we believe offer the most value for various types of Amazon shoppers. We did not include every credit card from every card issuer in our original list.
Our final list comprises consumer rewards credit cards from multiple card issuers. Keep in mind that the best credit card for you depends on your goals, spending habits, and preferences.
Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to the Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.
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